Wister Insurance For Your Wedding Venue 

If you’re considering using a venue that can host a wedding reception, you should check out Wister Insurance. This policy is designed to protect the venue from liability claims and includes coverage for bodily injury and property damage. Moreover, it also provides coverage for medical expenses for those who sustain injuries during the event. Wister Insurance provides a variety of packages for this purpose. Here’s an overview of the available types of coverage: 

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Cancellation insurance 

A Wister cancellation insurance policy protects you from unexpected situations such as a hurricane or other disaster. The average wedding costs around $20,000, but you don’t want to be left holding the bag if the event turns out to be a bust. This policy covers both the venue and host liability. It also protects you from paying medical bills. Listed below are some benefits of cancelation insurance for your wedding venue. 

The cost of wedding cancellation insurance is relatively low, starting at just $66 for minimal coverage. However, depending on the type of coverage you choose, you can pay as little as $66 or more. It all depends on your needs and whether you want additional coverage. You can even use an online quote form to determine how much Wister cancellation insurance will cost you. Wister cancellation insurance for your wedding venue will provide you with peace of mind if an unexpected event arises, but it’s still a good idea to have some extra coverage, just in case. 

Postponement insurance 

If you’re planning a beach wedding, you may be wondering whether your venue offers postponement insurance. This type of insurance will reimburse your guests’ expenses if you have to cancel or postpone your wedding. It can also protect your guests in case of an accident. Regardless of the reason, postponement insurance is an essential part of wedding planning. It may be especially important to have insurance on your venue since hurricanes and other weather-related events can cause a wedding to be postponed or canceled. 

Your wedding cancellation insurance covers expenses incurred on the wedding day, including deposits to vendors. You can use this to cover your catering costs, your photographer’s fee, and your cake if you had already paid for it. It may also reimburse you for any gifts you’ve purchased for your guests. You can also purchase special coverage to protect your wedding dress, tuxedos, and jewelry. 

Property damage coverage 

If you are in the business of hosting weddings, liability insurance for your venue is essential. Liability insurance protects you from lawsuits in case your guests are injured on your property. Property damage coverage is an additional benefit. Liability insurance for wedding venues is also beneficial if you are planning a beach wedding during hurricane season. Moreover, it protects your business from financial loss in case of a cancellation. 

Liquor liability insurance will respond to allegations of liability for providing alcoholic beverages at your reception. This coverage is also available if you are hosting a cover-charged cash bar at the venue. Marquee cover offers coverage for events held in marquees, which are large tents with luxury furnishings and hard floors. Pregnancy cover extends your wedding insurance policy for up to the number of weeks before the event, but it will not cover any damages that occur during the event. 

Change of heart coverage 

When you plan a wedding more than a year in advance, you want to ensure that your arrangements are protected in case your beloved decides to change their mind. If your spouse or partner cancels the wedding, you can be out hundreds of thousands of dollars. A change of heart insurance policy can prevent this from happening, and may even help you avoid a wedding that is canceled altogether. It’s also an excellent way to reduce stress and ensure your wedding is free of financial pitfalls. 

Make sure you understand the limitations of your coverage. Unless the venue has its liability insurance, you might not be covered if the weather is extreme enough to prevent your guests from reaching your event. Also, you can’t count on the insurer to reimburse you for expenses incurred by your guests if you change your mind. However, there are some exceptions to this rule. For example, you may want to check if your venue is covered for a coronavirus outbreak.